Hello Friends , my name is amir from Malaysia,this my first post on my new blog.
Thanks for visiting my site,today am gonna share with you what's is actually loan ,how to apply it ?
From who we can get loan ? Who is the best to get loan ? Ok i will share with you my experience about loan.
Am 24 years old and just finished my study on University Putra Malaysia ( UPM).
Let me list who is the best to apply a loan.
1.Students
2.Worker
3.Business Man
For me ,students is no need to apply a loan because its will get you in trouble one day coming.
My experince is , am not apply any loan from all company that offer it.Better get a part time job.
Also am advice , do not apply a loan.What's is actually loan helps you ?
Does loan help your study ?
You should ask this question to yourself.
Remember loan is a bad alternatif for money.
But if you a good money planner,then its will not a problem to get a loan around RM20 k or higher.( $6 K USD )
You can do a part time job,Mac D , KFC ,Selling books, topup agent, software etc.
What about a worker ??
Do i need to apply a loan ?
Ok,for worker , to apply a loan , there are severall things you should think first before apply any loan.
1.How much is your salary ?
2.How much cost for your family ?
3.For what to apply a loan ?
4.Can i paid a debt everymonth ?
If you think u can bypass all this ,then just a loan right now.
Its will not distress you.But you should think how long you should paid for debt ?
What about for business man ??
Ok,for business man,they are really needed a loans to start their business.
But you should think does your business you want to start can success ? If not then it will get you in a big problem,which is your don't have a cent of money and how you want paid all your debt If your business get down or loses ?
1.Think if your business really can success first
2.Standy a backup money
3.Find a business partner
4.Get someone who can paid all your debts to bank if you were loses.
5.Don't apply a loan too much amount,start with small business first.
That's all i can give tips for you.
Do not forget to find this blog again!
Thanks for read!!
